Neobanks stories

Australian fintech Zeller enters Britain as small merchants face rising card costs, betting on faster onboarding and lower fees to win market share.

Wise posts higher transfer volumes and customer balances as it targets a Nasdaq primary listing in May 2026 while keeping London.

Monzo abandons its US expansion and cuts about 50 jobs as Revolut pushes for a banking charter to build a direct American lending business.

Bybit EU bolsters Austrian onboarding controls with Fourthline as crypto firms face tighter MiCAR identity and anti-money laundering scrutiny across Europe.

OpenFX secures USD $94 million to scale real-time cross-border payments, after growing annual volumes to more than USD $45 billion and adding 100-plus clients.

Wise rolls out UK current account with lounge access, youth cards and sterling returns as it targets more everyday banking use.

Tide adds easy access cash ISA with 3.25% variable AER for sole traders, letting self-employed users save tax-free and withdraw funds instantly.

Solana unveils an API-based developer platform for banks and payment firms, backed by Mastercard, Worldpay and Western Union pilots.

SumUp adds Upvest-powered in-app investing in Germany, letting small firms put EUR €1 into fractional money market funds via its app.

UK consumers still favour banks over AI for financial advice, with over a third saying they do not trust artificial intelligence in banking.

Starling launches an in-app agentic AI assistant for personal accounts, claiming a UK first in conversational money management tools.

European fintech is maturing as G+D's Sofiane Chouane charts a future shaped by stricter regulation, AI, and bank-startup partnerships.

Dojo teams up with Capital on Tap to launch a UK SME credit card offering up to GBP £250,000 limits, virtual cards and cashback rewards.

London tops global fintech funding as Europe outperforms in regulated niches but leans on US backers and eyes pensions to plug gaps.

Fintech integrators turn to Melissa's real-time, trusted data layer to sharpen KYB checks, slash onboarding friction and cut synthetic fraud.

LemFi gains Bank of Canada oversight under the new Retail Payment Activities Act, bolstering trust in its cross-border remittance services.

AI fintech Cleo stages UK comeback with a waitlisted app, betting its chatty budgeting assistant can ease mounting money anxiety.

Upvest links with Boerse Stuttgart to add securitised derivatives trading to its Investment API for banks and fintechs across Europe.

Mastercard launches BIN Sponsor Plus in the UK, accrediting card sponsors to give fintechs a vetted route into issuing and payments at scale.

Lenders clinging to legacy payment rails are losing borrowers to fintechs that can approve, fund and collect on loans in near real time.